Understand your payment setup before you change it.
DFM Canada helps Canadian small businesses make sense of fees, deposits, terminals, and online payments — and prepare for a better payment conversation.
No pressure to switch providers. Start by understanding the setup.
Effective rate 2.99%. Example only — your rate depends on business type, volume, setup, and provider terms.
A practical look at how you get paid
If fees, deposits, reporting, terminal issues, online checkout, support, or chargebacks have become confusing, start here.
Terminal & POS setup
Understand what you use now, what may be causing friction, and what information a payment partner may need for a proper setup conversation.
Online payments
Review whether your business needs online checkout, payment links, invoice payments, booking payments, or a cleaner remote-payment workflow.
Fees & reporting questions
Prepare better questions about processing cost, deposits, reports, support, and chargeback handling.
Referral & onboarding support
When an available Global Payments setup appears appropriate, DFM Canada can help organize the next conversation and handoff.
Four steps, no pressure
Built for practical small businesses that want clear payment conversations without a sales pitch.
Request a review
Share basic business details and the payment question you want help with.
Quick discovery
We ask practical questions about your current setup, business type, pain points, and timing.
Clarify the next step
You get a clearer view of what information is needed and whether a payment partner conversation makes sense.
Organize the handoff
If a Global Payments setup path is appropriate, DFM Canada can help keep the application or referral conversation organized.
Not sure what your current setup is really costing?
The DFM Canada fee checker helps estimate your effective processing rate and prepare better review questions.
Try the payment fee checker →This is an estimate only, not a quote or guarantee.
The questions every merchant asks
What not to share publicly
Never submit cardholder data, bank passwords, or sensitive payment credentials through public forms.
The first step only needs basic business information and your payment question.
Is this only about switching providers?
No. The first step is understanding what you use now and what problem you want solved. A change may or may not be the right next step.
Do you guarantee lower rates?
No. Payment costs depend on business type, volume, setup, underwriting, and provider terms. DFM Canada helps clarify the conversation; it does not guarantee savings or approval.
Are you Global Payments?
DFM Canada is not Global Payments. DFM Canada helps organize payment setup conversations and referral/onboarding support where appropriate.
Start with a payment setup review
Send a few details about your business and the payment issue you want to review.