Canadian small business · Payment setup

Know your payment setup before you sign anything.

DFM Canada reviews how your business accepts payments — terminal, online checkout, invoices, or payment links — and helps you prepare for a clear Global Payments setup conversation.

What the payment gateway does

Your customer sees one checkout. The gateway connects what happens next.

It carries the payment request from your terminal or website to the systems that authorize it, then returns the result. DFM helps you understand how that route fits your business before you choose a setup.

Exact services and settlement terms depend on the approved provider setup.

Built for businesses that take payments every day

Restaurants·Cafes· Convenience·Local retail· Salons & clinics·Contractors· E-commerce·Invoices & payment links
What we review

Six things worth checking before you renew.

01

Terminal / POS setup

What you use in store now, and what may need to change.

02

Online checkout

Whether you need a cleaner way to get paid outside the store.

03

Invoice payments

Invoicing and payment links that get you paid faster.

04

Booking payments

Deposits and scheduling for salons, clinics, and services.

05

Monthly fee structure

Every recurring charge, itemized and explained.

06

Current provider questions

The questions to ask before you renew or switch.

How it works

From your statement to a clear next step.

01

Share context

Basic business and payment details, and the question you want help with. Nothing sensitive.

02

We review & prepare

We look at your setup and prepare the questions a payment partner will need answered.

03

You decide

You choose the next step.

04

We support

If a Global Payments setup fits, we organize the handoff and keep the process clear.

Merchant fee clarity

What does your setup actually cost?

Enter three totals from the same statement period. The checker performs the arithmetic in your browser and does not send or store the numbers.

Effective rate2.20%
Fees per $100$2.20
Average fee per transaction$3.44

$4,054.60 ÷ $184,300.00 × 100 = 2.20%

Arithmetic on your own totals — not a quote or financial advice.

Request a payment setup review →
Modeled statementOne month
Card salesthe denominator used below$184,300.00
Interchangecard-network base cost$2,174.74
Assessment feesper-brand network fees$313.31
Processor markupbasis points on volume$774.06
Per-transaction fees1,180 authorizations$331.74
Fixed & incidentalmonthly · PCI · batch$460.75
Total fees · effective 2.20%$4,054.60
$4,054.60 ÷ $184,300.00 × 100 = 2.20%

Statement totals only

The review works from three figures on a statement you already have.

Your logins stay yours

Everything we need is printed on the statement.

Decisions stay with the provider

Rates and approvals are theirs to set. Ours is making sure you understand the offer.

An honest read

If your setup is already competitive, the review says so.

Review first

The read comes before any recommendation.

Questions

Common questions.

Do you sell payment processing?

No. We review what you have and prepare the questions worth asking. Any setup is arranged with Global Payments directly.

Do you guarantee lower rates?

No. Figures are estimates or modeled examples to help you ask better questions — not a quote or advice.

What should I prepare?

Basic business details, your current payment setup, and the main issue you want reviewed.

Free · One statement is enough

Start with a payment setup review.

Send a few details about your business and the payment issue you want to review. We'll take it from there.